Keep Your Credit Cards Active for Just $1.49/month

Keep Your Credit Cards Active for Just $1.49/month

Keep Your Credit Cards Active for Just $1.49/month

Protect your credit score effortlessly. Set it. Forget it. Stay active.

Protect your credit score effortlessly. Set it. Forget it. Stay active.

Protect your credit score effortlessly. Set it. Forget it. Stay active.

Start Now For $1.49/month

Managing Dozens of Credit Cards Is Difficult

Managing Dozens of Credit Cards Is Difficult

Managing Dozens of Credit Cards Is Difficult

Every month, inactive credit cards silently hurt your credit score.

Trying to keep them open without unnecessary spending is a hassle.

Every month, inactive credit cards silently hurt your credit score. Trying to keep them open without unnecessary spending is a hassle.

How can I keep my credit cards active without wasting money?

Set small automated transactions ($1.49/month) to ensure continuous activity.

How can I keep my credit cards active without wasting money?

Set small automated transactions ($1.49/month) to ensure continuous activity.

How can I keep my credit cards active without wasting money?

Set small automated transactions ($1.49/month) to ensure continuous activity.

What happens if my credit card gets closed?

A closed card reduces your available credit and hurts your score—avoid it by keeping activity consistent.

What happens if my credit card gets closed?

A closed card reduces your available credit and hurts your score—avoid it by keeping activity consistent.

What happens if my credit card gets closed?

A closed card reduces your available credit and hurts your score—avoid it by keeping activity consistent.

Will this impact my credit utilization?

No. Small transactions keep cards active without affecting utilization ratios.

Will this impact my credit utilization?

No. Small transactions keep cards active without affecting utilization ratios.

Will this impact my credit utilization?

No. Small transactions keep cards active without affecting utilization ratios.

Is this better than buying unnecessary subscriptions?

Yes! Instead of paying $10-$20/month for services you don’t need, use a minimal charge to keep your card active.

Is this better than buying unnecessary subscriptions?

Yes! Instead of paying $10-$20/month for services you don’t need, use a minimal charge to keep your card active.

Is this better than buying unnecessary subscriptions?

Yes! Instead of paying $10-$20/month for services you don’t need, use a minimal charge to keep your card active.

How secure is RecurringTransaction.com?

100% SSL encrypted. Your data is safe, and payments are processed through a trusted provider.

How secure is RecurringTransaction.com?

100% SSL encrypted. Your data is safe, and payments are processed through a trusted provider.

How secure is RecurringTransaction.com?

100% SSL encrypted. Your data is safe, and payments are processed through a trusted provider.

What’s the ROI of keeping my credit card open?

Maintaining a strong credit score saves you thousands in lower interest rates on loans, mortgages, and credit approvals.

What’s the ROI of keeping my credit card open?

Maintaining a strong credit score saves you thousands in lower interest rates on loans, mortgages, and credit approvals.

What’s the ROI of keeping my credit card open?

Maintaining a strong credit score saves you thousands in lower interest rates on loans, mortgages, and credit approvals.

Effortlessly Keep Your Cards Open & Your Credit Score High.

Effortlessly Keep Your Cards Open & Your Credit Score High.

Your Credit

Protection Dashboard

Your Credit

Protection Dashboard

Your Credit

Protection Dashboard

See how much you're saving by switching to Recurring Transaction. No more unnecessary costs.

See how much you're saving by switching to Recurring Transaction. No more unnecessary costs.

NEXT STEPS

Here’s How It Works?

Here’s How It Works?

Here’s How It Works?

Our simple 3-step process keeps your credit cards active without unnecessary spending, ensuring you never face closures or score drops.

Our simple 3-step process keeps your credit cards active without unnecessary spending, ensuring you never face closures or score drops.

SUBSCRIBE Now

STEP 1

STEP 1

Enter Your Card Details

Enter Your Card Details

Securely add 100 cards in minutes

SSL Encrypted & Bank-Level Security

Trusted by 1,000+ credit-savvy individuals

STEP 2

STEP 2

Recurring Transaction Charges $1.49/month

Recurring Transaction Charges $1.49/month

Auto-Pay Enabled – Set it and forget it

Prevent card closures & inactivity

Enjoy high credit scores

STEP 3

STEP 3

Your Credit Card Stays Active

Your Credit Card Stays Active

No more card closures

Earn more reward points & benefits

Maintain strong creditworthiness for future approvals

Trusted by startups and the world's largest companies

Trusted by startups and the world's largest companies

Trusted by startups and the world's largest companies

Join thousands of financially savvy individuals who trust RecurringTransaction to keep their credit cards active, their credit scores high, and their accounts secure—without unnecessary spending.

Join thousands of financially savvy individuals who trust RecurringTransaction to keep their credit cards active, their credit scores high, and their accounts secure—without unnecessary spending.

Join thousands of financially savvy individuals who trust RecurringTransaction to keep their credit cards active, their credit scores high, and their accounts secure—without unnecessary spending.

Subscribe Now

Why Trust Us?

Why Trust Us?

Why Trust Us?

SSL Certified & Encrypted Payments

SSL Certified & Encrypted Payments

Used by 10,000+ Entrepreneurs

Used by 10,000+ Entrepreneurs

Endorsed by Credit Experts

Endorsed by Credit Experts

Dylan J.

Freelance Consultant

9.7/10 Reviews

Super easy and affordable! I used to stress about my credit cards getting closed, but this makes it pretty easy, set it up and forget it. Definitely recommend if you wanna keep your score solid without wasting money!

  • Alex Romero

    Serial Entrepreneur | ★★★★★

    “I’ve got 27 cards. There’s no way I was keeping them all active manually. This charges them for me, auto-pays it, and keeps my score mint. Genius.”

  • Priya Mehta

    Startup Founder | ★★★★★

    “My credit score dropped because I forgot to use 3 of my oldest cards. Never again. $1.49/month is a no-brainer to keep them alive.”

  • Jordan Blake

    Business Consultant | ★★★★★

    “Honestly, I don’t even think about it anymore. Cards stay active, auto-pay handles the rest. Perfect for someone managing multiple LLCs like me.”

  • Naomi Watts

    Credit Enthusiast | ★★★★★

    “I’m building credit history across 14 cards and didn’t want to waste money on random subscriptions. This keeps everything running for pennies.”

  • Tyler Chin

    Amazon Seller | ★★★★★

    “I used to set reminders to buy coffee or a cheap app just to keep cards open. Now it’s automated. Saves time, saves my credit. Legit.”

  • Lisa Nguyen

    Real Estate Investor | ★★★★★

    “Recurring Transaction helped me avoid 3 card closures. It’s like insurance for your credit history. The $1.49 pays for itself 1000x over.”

  • Sam Patel

    SaaS Founder | ★★★★★

    “I don’t have time to think about every little charge. This runs in the background and protects my credit from inactivity hits.”

  • Emily Dawson

    Financial Analyst | ★★★★★

    “I love how simple and secure it is. SSL encrypted, trusted by thousands, and just works. What more do you want?”

  • Chris Weston

    Agency Owner | ★★★★★

    “I run five businesses. 32 credit cards. This tool keeps every one of them alive without lifting a finger. Set it and forget it.”

  • Monica Reyes

    Digital Nomad | ★★★★★

    “Between traveling and work, I forgot about 2 cards—both got closed. Recurring Transaction fixed that for me. It’s now a must-have.”

Let's run the numbers...

Let's run the numbers...

Let's run the numbers...

See how recurring transactions can protect your credit and boost your score

See how recurring transactions can protect your credit and boost your score

Credit Behavior

Credit Behavior

Credit Behavior

Inactive Credit Card

Inactive Credit Card

Inactive Credit Card

Low Utilization History

Low Utilization History

Low Utilization History

Missed Payments

Missed Payments

Missed Payments

Credit Score Impact

Credit Score Impact

Credit Score Impact

Future Loan Approvals

Future Loan Approvals

Future Loan Approvals

Before (No Recurring Transaction)

Before (No Recurring Transaction)

Before (No Recurring Transaction)

Account closed due to inactivity → Credit score drop

Account closed due to inactivity → Credit score drop

Account closed due to inactivity → Credit score drop

Minimal activity → Lenders see limited history

Minimal activity → Lenders see limited history

Minimal activity → Lenders see limited history

Forgot to make a payment → Negative mark on report

Forgot to make a payment → Negative mark on report

Forgot to make a payment → Negative mark on report

Drops by 20-50 points in 6 months

Drops by 20-50 points in 6 months

Drops by 20-50 points in 6 months

Denied or higher rates due to lack of activity

Denied or higher rates due to lack of activity

Denied or higher rates due to lack of activity

After (With Recurring Transaction)

After (With Recurring Transaction)

After (With Recurring Transaction)

Account stays active → Credit score protected

Account stays active → Credit score protected

Account stays active → Credit score protected

Monthly activity → Positive payment history logged

Monthly activity → Positive payment history logged

Monthly activity → Positive payment history logged

Auto-pay enabled → No missed payments

Auto-pay enabled → No missed payments

Auto-pay enabled → No missed payments

Improves or stabilizes score by 15-30 points

Improves or stabilizes score by 15-30 points

Improves or stabilizes score by 15-30 points

Approved with lower interest rates

Approved with lower interest rates

Approved with lower interest rates

the 4 stages

The 4 Steps to Protecting Your Credit Score

The 4 Steps to Protecting Your Credit Score

The 4 Steps to Protecting Your Credit Score

How we help you keep your credit cards active and your credit score high—effortlessly.

How we help you keep your credit cards active and your credit score high—effortlessly.

Set It Up

Set It Up

Enter your credit card details in under 2 minutes and activate automated payments.

Enter your credit card details in under 2 minutes and activate automated payments.

Keep Cards Active

Keep Cards Active

We make small, recurring transactions to prevent account closures.

We make small, recurring transactions to prevent account closures.

Protect Your Score

Protect Your Score

By maintaining consistent activity, you avoid credit dings and closures.

By maintaining consistent activity, you avoid credit dings and closures.

Build Long-Term Credit Health

Build Long-Term Credit Health

Maintain a stronger credit score and better approval odds for future funding.

Maintain a stronger credit score and better approval odds for future funding.

NEXT STEPS

Set it & Forget it

Set it & Forget it

Join thousands of credit-savvy consumers who protect their credit effortlessly.

No hidden fees. No contracts. Just a simple, automated way to keep your cards active.

Join thousands of credit-savvy consumers who protect their credit effortlessly.

No hidden fees. No contracts. Just a simple, automated way to keep your cards active.

Cheaper Than Any Subscription—

Cheaper Than Any Subscription —

Only $1.49/Month per Card

Only $1.49/Month per Card

With 0 Hidden Fees

Get Started

  • Got questions? ✦ We’ve got answers.

  • Got questions? ✦ We’ve got answers.

Everything You Need to Know About Keeping Your Credit Cards Active Can you guarantee this will protect my credit score?

How long does it take to set up?

Is my payment information secure?

What happens if I cancel?

How much does this cost?

Why not just use a streaming service or subscription?

How does this help my credit utilization?

Can I use this for personal and business credit cards?

Everything You Need to Know About Keeping Your Credit Cards Active Can you guarantee this will protect my credit score?

How long does it take to set up?

Is my payment information secure?

What happens if I cancel?

How much does this cost?

Why not just use a streaming service or subscription?

How does this help my credit utilization?

Can I use this for personal and business credit cards?

Everything You Need to Know About Keeping Your Credit Cards Active Can you guarantee this will protect my credit score?

How long does it take to set up?

Is my payment information secure?

What happens if I cancel?

How much does this cost?

Why not just use a streaming service or subscription?

How does this help my credit utilization?

Can I use this for personal and business credit cards?

NEXT STEPS

The Effortless Way to Keep Your Credit Cards Active

The Effortless Way to Keep Your Credit Cards Active

The Effortless Way to Keep Your Credit Cards Active

We provide an automated, secure, and affordable solution to ensure your credit stays in top shape—without unnecessary spending or account closures.

We provide an automated, secure, and affordable solution to ensure your credit stays in top shape—without unnecessary spending or account closures.

Protect Your Credit Score

Keep Your Cards Open & Active

Automate Payments for Just $1.49/Month

SUBSCRIBE Now

© 2025 Recurring. All rights reserved.

© 2025 Recurring. All rights reserved.

© 2025 Recurring. All rights reserved.

© 2025 Recurring. All rights reserved.