Keep Your Credit Cards Active for Just $1.49/month
Keep Your Credit Cards Active for Just $1.49/month
Keep Your Credit Cards Active for Just $1.49/month
Protect your credit score effortlessly. Set it. Forget it. Stay active.
Protect your credit score effortlessly. Set it. Forget it. Stay active.
Protect your credit score effortlessly. Set it. Forget it. Stay active.
Start Now For $1.49/month












Managing Dozens of Credit Cards Is Difficult
Managing Dozens of Credit Cards Is Difficult
Managing Dozens of Credit Cards Is Difficult
Every month, inactive credit cards silently hurt your credit score.
Trying to keep them open without unnecessary spending is a hassle.
Every month, inactive credit cards silently hurt your credit score. Trying to keep them open without unnecessary spending is a hassle.
How can I keep my credit cards active without wasting money?
Set small automated transactions ($1.49/month) to ensure continuous activity.
How can I keep my credit cards active without wasting money?
Set small automated transactions ($1.49/month) to ensure continuous activity.
How can I keep my credit cards active without wasting money?
Set small automated transactions ($1.49/month) to ensure continuous activity.
What happens if my credit card gets closed?
A closed card reduces your available credit and hurts your score—avoid it by keeping activity consistent.
What happens if my credit card gets closed?
A closed card reduces your available credit and hurts your score—avoid it by keeping activity consistent.
What happens if my credit card gets closed?
A closed card reduces your available credit and hurts your score—avoid it by keeping activity consistent.
Will this impact my credit utilization?
No. Small transactions keep cards active without affecting utilization ratios.
Will this impact my credit utilization?
No. Small transactions keep cards active without affecting utilization ratios.
Will this impact my credit utilization?
No. Small transactions keep cards active without affecting utilization ratios.
Is this better than buying unnecessary subscriptions?
Yes! Instead of paying $10-$20/month for services you don’t need, use a minimal charge to keep your card active.
Is this better than buying unnecessary subscriptions?
Yes! Instead of paying $10-$20/month for services you don’t need, use a minimal charge to keep your card active.
Is this better than buying unnecessary subscriptions?
Yes! Instead of paying $10-$20/month for services you don’t need, use a minimal charge to keep your card active.
How secure is RecurringTransaction.com?
100% SSL encrypted. Your data is safe, and payments are processed through a trusted provider.
How secure is RecurringTransaction.com?
100% SSL encrypted. Your data is safe, and payments are processed through a trusted provider.
How secure is RecurringTransaction.com?
100% SSL encrypted. Your data is safe, and payments are processed through a trusted provider.
What’s the ROI of keeping my credit card open?
Maintaining a strong credit score saves you thousands in lower interest rates on loans, mortgages, and credit approvals.
What’s the ROI of keeping my credit card open?
Maintaining a strong credit score saves you thousands in lower interest rates on loans, mortgages, and credit approvals.
What’s the ROI of keeping my credit card open?
Maintaining a strong credit score saves you thousands in lower interest rates on loans, mortgages, and credit approvals.
Effortlessly Keep Your Cards Open & Your Credit Score High.
Effortlessly Keep Your Cards Open & Your Credit Score High.
Your Credit
Protection Dashboard
Your Credit
Protection Dashboard
Your Credit
Protection Dashboard
See how much you're saving by switching to Recurring Transaction. No more unnecessary costs.
See how much you're saving by switching to Recurring Transaction. No more unnecessary costs.
NEXT STEPS
Here’s How It Works?
Here’s How It Works?
Here’s How It Works?
Our simple 3-step process keeps your credit cards active without unnecessary spending, ensuring you never face closures or score drops.
Our simple 3-step process keeps your credit cards active without unnecessary spending, ensuring you never face closures or score drops.
SUBSCRIBE Now
STEP 1
STEP 1
Enter Your Card Details
Enter Your Card Details
Securely add 100 cards in minutes
SSL Encrypted & Bank-Level Security
Trusted by 1,000+ credit-savvy individuals
STEP 2
STEP 2
Recurring Transaction Charges $1.49/month
Recurring Transaction Charges $1.49/month
Auto-Pay Enabled – Set it and forget it
Prevent card closures & inactivity
Enjoy high credit scores
STEP 3
STEP 3
Your Credit Card Stays Active
Your Credit Card Stays Active
No more card closures
Earn more reward points & benefits
Maintain strong creditworthiness for future approvals
Trusted by startups and the world's largest companies
Trusted by startups and the world's largest companies
Trusted by startups and the world's largest companies
Join thousands of financially savvy individuals who trust RecurringTransaction to keep their credit cards active, their credit scores high, and their accounts secure—without unnecessary spending.
Join thousands of financially savvy individuals who trust RecurringTransaction to keep their credit cards active, their credit scores high, and their accounts secure—without unnecessary spending.
Join thousands of financially savvy individuals who trust RecurringTransaction to keep their credit cards active, their credit scores high, and their accounts secure—without unnecessary spending.
Subscribe Now
Why Trust Us?
Why Trust Us?
Why Trust Us?
SSL Certified & Encrypted Payments
SSL Certified & Encrypted Payments
Used by 10,000+ Entrepreneurs
Used by 10,000+ Entrepreneurs
Endorsed by Credit Experts
Endorsed by Credit Experts


Dylan J.
Freelance Consultant







9.7/10 Reviews
Super easy and affordable! I used to stress about my credit cards getting closed, but this makes it pretty easy, set it up and forget it. Definitely recommend if you wanna keep your score solid without wasting money!
Alex Romero
Serial Entrepreneur | ★★★★★
“I’ve got 27 cards. There’s no way I was keeping them all active manually. This charges them for me, auto-pays it, and keeps my score mint. Genius.”
Priya Mehta
Startup Founder | ★★★★★
“My credit score dropped because I forgot to use 3 of my oldest cards. Never again. $1.49/month is a no-brainer to keep them alive.”
Jordan Blake
Business Consultant | ★★★★★
“Honestly, I don’t even think about it anymore. Cards stay active, auto-pay handles the rest. Perfect for someone managing multiple LLCs like me.”
Naomi Watts
Credit Enthusiast | ★★★★★
“I’m building credit history across 14 cards and didn’t want to waste money on random subscriptions. This keeps everything running for pennies.”
Tyler Chin
Amazon Seller | ★★★★★
“I used to set reminders to buy coffee or a cheap app just to keep cards open. Now it’s automated. Saves time, saves my credit. Legit.”
Lisa Nguyen
Real Estate Investor | ★★★★★
“Recurring Transaction helped me avoid 3 card closures. It’s like insurance for your credit history. The $1.49 pays for itself 1000x over.”
Sam Patel
SaaS Founder | ★★★★★
“I don’t have time to think about every little charge. This runs in the background and protects my credit from inactivity hits.”
Emily Dawson
Financial Analyst | ★★★★★
“I love how simple and secure it is. SSL encrypted, trusted by thousands, and just works. What more do you want?”
Chris Weston
Agency Owner | ★★★★★
“I run five businesses. 32 credit cards. This tool keeps every one of them alive without lifting a finger. Set it and forget it.”
Monica Reyes
Digital Nomad | ★★★★★
“Between traveling and work, I forgot about 2 cards—both got closed. Recurring Transaction fixed that for me. It’s now a must-have.”
Let's run the numbers...
Let's run the numbers...
Let's run the numbers...
See how recurring transactions can protect your credit and boost your score
See how recurring transactions can protect your credit and boost your score
Credit Behavior
Credit Behavior
Credit Behavior
Inactive Credit Card
Inactive Credit Card
Inactive Credit Card
Low Utilization History
Low Utilization History
Low Utilization History
Missed Payments
Missed Payments
Missed Payments
Credit Score Impact
Credit Score Impact
Credit Score Impact
Future Loan Approvals
Future Loan Approvals
Future Loan Approvals
Before (No Recurring Transaction)
Before (No Recurring Transaction)
Before (No Recurring Transaction)
Account closed due to inactivity → Credit score drop
Account closed due to inactivity → Credit score drop
Account closed due to inactivity → Credit score drop
Minimal activity → Lenders see limited history
Minimal activity → Lenders see limited history
Minimal activity → Lenders see limited history
Forgot to make a payment → Negative mark on report
Forgot to make a payment → Negative mark on report
Forgot to make a payment → Negative mark on report
Drops by 20-50 points in 6 months
Drops by 20-50 points in 6 months
Drops by 20-50 points in 6 months
Denied or higher rates due to lack of activity
Denied or higher rates due to lack of activity
Denied or higher rates due to lack of activity
After (With Recurring Transaction)
After (With Recurring Transaction)
After (With Recurring Transaction)
Account stays active → Credit score protected
Account stays active → Credit score protected
Account stays active → Credit score protected
Monthly activity → Positive payment history logged
Monthly activity → Positive payment history logged
Monthly activity → Positive payment history logged
Auto-pay enabled → No missed payments
Auto-pay enabled → No missed payments
Auto-pay enabled → No missed payments
Improves or stabilizes score by 15-30 points
Improves or stabilizes score by 15-30 points
Improves or stabilizes score by 15-30 points
Approved with lower interest rates
Approved with lower interest rates
Approved with lower interest rates
the 4 stages
The 4 Steps to Protecting Your Credit Score
The 4 Steps to Protecting Your Credit Score
The 4 Steps to Protecting Your Credit Score
How we help you keep your credit cards active and your credit score high—effortlessly.
How we help you keep your credit cards active and your credit score high—effortlessly.
Set It Up
Set It Up
Enter your credit card details in under 2 minutes and activate automated payments.
Enter your credit card details in under 2 minutes and activate automated payments.
Keep Cards Active
Keep Cards Active
We make small, recurring transactions to prevent account closures.
We make small, recurring transactions to prevent account closures.
Protect Your Score
Protect Your Score
By maintaining consistent activity, you avoid credit dings and closures.
By maintaining consistent activity, you avoid credit dings and closures.
Build Long-Term Credit Health
Build Long-Term Credit Health
Maintain a stronger credit score and better approval odds for future funding.
Maintain a stronger credit score and better approval odds for future funding.
NEXT STEPS
Set it & Forget it
Set it & Forget it
Join thousands of credit-savvy consumers who protect their credit effortlessly.
No hidden fees. No contracts. Just a simple, automated way to keep your cards active.
Join thousands of credit-savvy consumers who protect their credit effortlessly.
No hidden fees. No contracts. Just a simple, automated way to keep your cards active.
Cheaper Than Any Subscription—
Cheaper Than Any Subscription —
Only $1.49/Month per Card
Only $1.49/Month per Card
✦ With 0 Hidden Fees ✦
Get Started
Got questions? ✦ We’ve got answers.
Got questions? ✦ We’ve got answers.
Everything You Need to Know About Keeping Your Credit Cards Active Can you guarantee this will protect my credit score?
How long does it take to set up?
Is my payment information secure?
What happens if I cancel?
How much does this cost?
Why not just use a streaming service or subscription?
How does this help my credit utilization?
Can I use this for personal and business credit cards?
Everything You Need to Know About Keeping Your Credit Cards Active Can you guarantee this will protect my credit score?
How long does it take to set up?
Is my payment information secure?
What happens if I cancel?
How much does this cost?
Why not just use a streaming service or subscription?
How does this help my credit utilization?
Can I use this for personal and business credit cards?
Everything You Need to Know About Keeping Your Credit Cards Active Can you guarantee this will protect my credit score?
How long does it take to set up?
Is my payment information secure?
What happens if I cancel?
How much does this cost?
Why not just use a streaming service or subscription?
How does this help my credit utilization?
Can I use this for personal and business credit cards?



NEXT STEPS
The Effortless Way to Keep Your Credit Cards Active
The Effortless Way to Keep Your Credit Cards Active
The Effortless Way to Keep Your Credit Cards Active
We provide an automated, secure, and affordable solution to ensure your credit stays in top shape—without unnecessary spending or account closures.
We provide an automated, secure, and affordable solution to ensure your credit stays in top shape—without unnecessary spending or account closures.
Protect Your Credit Score
Keep Your Cards Open & Active
Automate Payments for Just $1.49/Month
SUBSCRIBE Now